Voted the best Insurance Agency in Houston, Rafail Insurance is excited to announce our new billboard! Located on 59 in Houston, now it is even easier to tell your friends about the best agency to help them with their auto insurance, home insurance, life insurance, commercial insurnace, property insurance, errors and omissions, and so much […]

Buy-sell life insurance is helpful for business partners that wish to keep their business running after the passing of one of the partners. So much of a business relies on the dependent relationship of a partnership, and if one of the partners passes, it is very important that there is a smooth transition to a […]

We were so honored to celebrate our 10 years in business with clients, partners, friends and family. Thank you to making us a successful insurance agency in the Houston area. We love working with you to protect what you love. Take a look at our video recap of a wonderful night! Cheers to 10 years […]

Let’s talk Flood Insurance   History of the Flood Program •Flood Program Formed 1968 •Amended 1973 •Most of the Houston Area Joined Before 1974 •WYO Program 1983 •Significant Reform: •Biggert-Waters 2012 •HFIAA 2014 Definition of Flood •General and temporary condition of partial of complete inundation of two or more acres, normally dry land areas OR […]

VOTED BEST OF THE BEST in Houston by you!! We are so grateful and excited to have to voted the #1 Insurance Agency in Houston by our wonderful clients, partners and friends in the Houston Chronicle’s Best of the Best 2020. There is no greater compliment. Helping you with home, auto, life, business insurnace and more […]

Let’s discuss the difference between Term and Permanent Insurance. Term Insurance is pretty black and white. You received X amount of coverage for X amount of time and then it goes away. Much like rent, there is no equity in it but it meets a short term need. It may be low cost now but […]

Are You Ready for Hurricane Season?  Did you know a new flood insurance policy takes 30 days to go into effect? Hurricane Season has already sent one tropical storm our way. Don’t be unprepared for the next storm. Your home insurance policy covers many natural disasters and weather events, including wind, hail, lightning strikes, and […]

As your business grows, your risks increase. Your commercial property is the most important part of your business. For us, your commercial property includes not only the physical structure that houses your business but also all the elements that help it prosper – from the machinery you use to the goods you transport by sea […]