New risks and challenges are presented with the social distancing policies and telework protocols that have been adopted to face the crisis generated by COVID-19. The fact that people are interacting remotely, under stressful circumstances, and overloading the technological infrastructure, compels organizations to consider how their cyber risk profile can be affected. A great challenge […]

Rafail Insurance Agency supported our client Urban Eats by using door-dash to deliver us lunch! We also supported Charlie’s BBQ in Bellaire. Frank “Foti” Demeris & his Greek Family have owned the business for years. He is very involved with the Greek Festival & helps so much in the community! Support your local restaurants by […]

Event insurance can make a difference for any company. The presentation of a new product, a fair, an exhibition, an anniversary party, a meeting between partners (add weddings?) … No matter the nature of the event, nobody is safe from unexpected setbacks. Event Insurance is the type of insurance that covers your responsibility as the […]

With the advance of the Internet of things (IoT), cyber risks grow, and for this reason, all companies and individuals should consider acquiring policies that protect them from these threats. The news about cyber-attacks is never-ending, cyber ​​threats are becoming the number one commercial risk for organizations of all sizes, from system hacks and ransomware […]

The issue of home insurance is frequently questioned when renting a house. Is it mandatory to have insurance in a rental house? Who pays the insurance, the owner or the tenant? What coverages should this insurance have (or should have)? In summary: as a tenant, do I have to insure my rented house? Whether as […]

The end of the winter season can inspire you to clean your house thoroughly, speed up your exercise routine and start working on your lawn and garden. It is also a good time to buy flood insurance. Even if you do not live in an area prone to flooding, you could find some areas of […]

Many restaurant owners may not consider important to have good insurance coverage, but the right insurance agent can work as a partner for your business by recommending coverage that reduces typical restaurant risks. There are health, safety and disaster risks that can easily destroy your business if you do not protect your restaurant using safe […]

Mark Rafail came from humble beginnings. The Houston, Texas-native was raised by parents who had immigrated to the United States from Egypt making Rafail a first-generation American. From an early age, Rafail was taught a strong work ethic by his mother and father, and it is that diligence that has helped him become one of […]