Commercial Property Insurance Policy in Houston, TX
Do you rent, own, or manage a commercial facility? If so, then commercial property insurance is a must. Turn to Rafail Insurance Agency for a comprehensive commercial property insurance policy in Houston, TX.
What Does Commercial Property Insurance Provide?
This insurance coverage offers protection for the building itself and the materials within. This might include equipment or tools, electronics, furniture, and records. You will also know what circumstances the insurance will provide help with. These circumstances are often perils like theft, fire, or vandalism.
Additionally, you can decide whether you want replacement cost or actual cash value coverage. Replacement cost will provide any repair or replacements with materials at or around the same cost without any depreciation value. Actual cash value will pay for the value of the building it is currently, rather than when the coverage first started.
What Other Commercial Insurance Do We Offer?
We also offer general liability, which pays for any injuries a person incurs on your property, as well as flood insurance and loss of rental income if you lease out commercial rental properties and something happens that stops this source of income. Also, we offer errors and omissions, which allows you to have coverage for contracts, advice, or any type of liability specific to your building and business.
How Can You Get a Quality Commercial Property Insurance Policy?
We know that coverage needs and budgets all differ for every client, so we’re here to customize a policy that’s right for you. We work with top-rated insurance carriers like Liberty Mutual, Farmers Insurance, and Nationwide to provide an insurance policy that works for you, your commercial building, and your budget.
If you want to learn more about our commercial property insurance options, please call us today at 713-429-1790. We will be happy to provide a quote, schedule a meeting, and go over any questions you have.