If one of your home’s appliances or heating or A/C system breaks down, simply because of normal use, you could be set back hundreds or thousands of dollars in repairs. Home warranties prevent you from making major payments because of repairs. Home warranties provide protection for your home’s appliances and systems. Home warranties go above and beyond what your home insurance policy can provide. Take a look at why you need a home warranty on top of your home insurance plan.

Home Insurance Plans vs. Home Warranties

Home insurance plans are there to cover repairs caused by accidents and incidents that are covered under the insurance plan. So for example, if your home insurance plan covers flooding, and your home floods, any repairs to the home will be covered under your insurance plan. However, if your refrigerator breaks down because of normal use, your repairs would not be covered by your home insurance. This could mean hundreds of dollars in repair bills. With a home warranty, you will only need to pay a simple deductible.

Rafail Insurance Group can help you set up a home warranty through American Home Shield. We will be happy to walk you through all of the details of your warranty. Our insurance agents are happy to discuss your home to see what will need to be covered under your home warranty. We will make sure that you have the right amount of coverage for your appliances and systems. Give our office a call to schedule an appointment with one of our agents today!