Workers Comp Insurance
Caring Workers’ Compensation Insurance Provider in Houston, TX
If you own a business, protecting your employees is part of the job. One way to protect your business and your employees is to purchase workers’ compensation insurance. This type of insurance safeguards against unforeseen accidents. When you purchase workers’ comp, do so with an experienced workers’ compensation insurance provider in Houston, TX. Rafail Insurance Agency is the one for you.
What Does Workers’ Compensation Cover?
Did one or more of your employees experience a work-related illness or injury? They deserve to have protection against accidents that aren’t their fault. Workers’ comp covers expenses like medical care, lost wages, funeral costs, and ongoing care.
Medical expenses covered often include things like emergency room visits, prescription medications, and surgical procedures. If one of your workers has to miss multiple shifts, workers’ comp replaces some of their lost wages. Ongoing care such as physical therapy may also be covered. Funeral expenses may be covered if one of your employees, sadly, lost their life.
Rafail Insurance Agency helps you to find the right coverage for your business.
Why Is Workers’ Compensation Important?
Workers’ compensation insurance is required by law in most states. However, the requirements differ by state, and you need an insurance provider that has vast experience and knowledge of their state requirements. Rafail Insurance Agency knows about the regulations in Texas.
Besides the fact that it is the law to have workers’ comp coverage, this type of insurance protects your business from financial harm. Medical expenses add up, and if you don’t have the insurance to cover it, your business may suffer.
If you know you need workers’ compensation insurance, contact Rafail Insurance Agency. We represent carriers such as Farmers Insurance Group, Texas Mutual, and The Hartford Insurance. Every business needs workers’ compensation, no matter how many employees you have. Get in touch today.